Richard J. Shurtz, Attorney at Law

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Telephone: 425-329-3601
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March 2015 Archives

Medical debt forced veteran into bankruptcy

Despite wide sweeping reforms in the world of health insurance, medical debt apparently continues to burden a significant number of people in Washington. Even people who have otherwise reputable health insurance are not immune to the world of threatening phone calls over unpaid hospital bills. A veteran with the U.S. Navy says he was forced to file for bankruptcy over medical debt that he said the VA refused to help pay.

As credit card debt increases, need for debt relief may be high

Even with the economy on the uptick, credit card debt continues to burden Americans in increasingly higher amounts. One estimate puts the amount of this type of debt at $60 billion by the end of 2015. For Washington consumers, the projected 5 percent increase in credit card debt could tip the scales of financial stability and put some in desperate need of debt relief.

Choosing bankruptcy can be difficult but beneficial

Rarely do Washington residents make the decision to file for bankruptcy easily. However, as bills accrue and harassing calls are received throughout the day, a discussion about bankruptcy may become necessary. Fortunately, we understand that deciding how to handle personal debt requires considerable thought. For that reason, we will take the time to ensure that you have the information that you need before choosing bankruptcy as a debt relief solution.

Bankruptcy reform hitting some people harder than others

Bankruptcy is often a person's last chance at settling or clearing away debt and resuming a normal life that isn't haunted by the belligerent calls of creditors demanding money that debtors simply don't have. However, when bankruptcy reform passed, it created a serious road bump for individuals who need help the most. Many people in Washington and across the nation are now facing a troubling dilemma -- they are actually too poor to even file for the bankruptcy protection that they need.