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December 2016 Archives

Serial Chapter 13 bankruptcy filer denied future discharge

Many Washington residents find themselves in financial distress. They turn to the U.S. Bankruptcy Court for help, protection and a chance to start over financially. However, if they file too many Chapter 7 or Chapter 13 bankruptcies and essentially abuse the system, the court could deny them a discharge now or in the future.

Student debt relief may be the newest employee benefit

For many Washington residents, completing a college degree is a great source of pride. It can also be an incredible source of debt, which can take many years to overcome. Economic changes have made the job market rather unstable in many parts of the country, and for many different industries. It is not uncommon for young people to find themselves in need of debt relief just years after completing college.

Fighting zombies and credit card debt

Few things are more distressing to Washington residents that an overwhelming mountain of debt. Of course, one of those things might be having to fight zombies. Combine the two, and you have zombie credit card debt, a serious matter that is well worth a fight.

Don't believe everything you hear about filing for bankruptcy

Misinformation can prevent people in need of debt relief to avoid exploring every option at their disposal. This is especially true when it comes to bankruptcy. Every Washington resident who dismissed the idea of filing for bankruptcy protection based on something they heard should be cautioned not to believe everything they hear.

Reasons to choose Chapter 7 vs. Chapter 13 bankruptcy

After making the decision to pursue the path of bankruptcy for debt relief, individuals in Washington are then faced with the decision of which form of bankruptcy fits their unique financial positions best. For personal bankruptcies, two of the most common options are Chapter 7 and Chapter 13. There are many factors to consider when choosing between these two routes, some of which are outlined in a recent article.